piggy bank

Personal Finance

A study titled, "Disabled People's Cost of Living" indicated that living expenses for people with disabilities are higher in areas from food to medical care to utilities. Unfortunately, their disabilities add additional costs. In addition, adults with disabilities made almost $800 less each month than those without a disability. (Census report)  Having a finance plan and skills to manage money is essential. See Personal Finance Guide for People with Disabilities for more information about creating a budget, saving and setting financial goals.  

 

The Guide to Keeping Your Home through Debilitating Disease (Publication from the Mortgage Calculator)
Tips on keeping your home and avoiding foreclosure due to medical problems.

 

Calculators
Find calulators for budgets, savings, or owning a car or home. 

 

Cents and Sensibility: A Guide to Money Management for People with Disabilities from PA Assistive Technology Foundation in conjunction with Widener University
Discusses budgeting, saving, banking, borrowing and assistive technology. 

 

My Money.Gov
Learn about borrowing, earning, saving and investing, spending and protecting your money.  Take the quizzes to see what you've learned. 

 

Getting Out of Debt
Learn strategies for getting out of debt.

 

Personal Finance Skills Lesson Plans approved by the Council for Exceptional Children
10 lessons covering making decisions, budgeting, shopping, living on your own, banking, credit, etc.

 

Bill Assistance Programs by State
If you need help with food, utility bills, dental care, medical care, keeping cool, credit counseling, legal services, housing, child care, house weatherization and more, this site identifies the services available by state. 

 

Retail Savings Guide for Veterans
This site shows 3 clearinghouses that offer discounts to veterans. The clearinghouses are either free or require a paid membership. Examples of discounts include those for travel, autos, dining, electronics and home and garden
.

 

Retail Savings Guide for People with Disabilities
Here you will find research on special offers and discounts for people with disabilities. 

 

Social Security Disability Benefits Guide
A guide to understanding how social security disability works and how to calculate your benefits.

 

Complete Guide to Disabililty Claims, Insurance and Benefits
Please note, we are not in the business of promoting any legal entity. However, since this site has such good, basic and clearly written information on short-term and long-term disability insurance, SSI, SSDI and Veterans' Disability Compensation, I am compelled to include it.